Learning Center

  • Cash Balance Plans

    In this era of rising corporate and personal tax rates, many business owners and partners of firms are looking for larger tax deductions and accelerated retirement savings. A well- designed Cash Balance Plan may be the perfect solution.

  • 2013 ERISA Limits

    This is the most updated list for plan limits that the federal government has set.

  • Info Bulletin - Davis Bacon Plans

    The Davis Bacon Act of 1931 requires contractors and subcontractors to pay wages (as determined by the Department of Labor) on federal construction projects equal to the wages paid on similar private construction projects in the project’s locale.

  • 2012 ERISA Limits

    The Internal Revenue Service today announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related items for Tax Year 2012. In general, many of thepension plan limitations will change for 2012 because the increase in the cost-of-living index met the statutory thresholds that trigger theiradjustment

  • Savers Tax Credit

    Beginning in 2002, the IRS will actually “pay” some employees when they make contributions to certain retirement plans! A re- cent change to the law will allow many employees to receive a tax credit of up to $1,000 when they make contributions to 401(k), 403(b), IRA, SIMPLE, SEP, or 457 plans.

  • Roth 401(k) Plans

    On June 7th, 2001, President Bush signed into law the Economic Growth and Tax Relief Reconciliation Act (EGTRRA). This law con- tained provisions allowing for Roth 401(k) and 403(b) contributions for plan years beginning on or after January 1, 2006.

  • Cash Balance Plans

    In this era of rising corporate and personal tax rates, many business owners and partners of firms are looking for larger tax deductions and accelerated retirement savings. A well- designed Cash Balance Plan may be the perfect solution.

  • 401(k) Safe Harbor Plans

    In 2000, Congress added the Safe Harbor 401(k) option. A Safe Harbor 401(k) is a variation on the traditional 401(k) plan. The key difference between the two plans is that a Safe Harbor 401(k) plan does not have to pass the ADP and ACP discrimination tests that plague many traditional 401(k) plans

  • 2011 ERISA Limits

    This is a list of The money limits that each of these types of plans carry.  Clicking here will give you this list.

  • In-Plan Roth Conversion Basics

    On September 27, 2010 President Obama signed into law the Small Business Jobs and Credit Act of 2010 which includes a provision permitting 401(k), 403(b), and governmental 457(b) plans to allow in-plan Roth conversions of eligible account balances to certain plan participants, providing the plan has a designated qualified Roth contribution program.